The Face OF Wealth Management

Ozer Culhagil, Ph.D.
Retirement Planning Services, Inc.

443.308.5200 | 8530 Veterans Hwy, 2nd Floor, Millersville, MD 21108 |

“As a child, I witnessed firsthand the tangible difference my father made in the lives of his clients and their families through his work in financial services. He helped people find security and confidence as few other professionals can. As I’ve grown, and especially now with my own family, I admire the example he set and am proud to follow in his footsteps. I love what I do and feel privileged to build lasting relationships with our clients and their loved ones, while helping to grow and protect what they’ve worked so hard to build.”
– Ozer “Ozzie” Culhagil

Ozer “Ozzie” Culhagil, the CEO of Retirement Planning Services (RPS), Inc. in Millersville, began his career in London. He holds a doctorate in finance and has over 20 years of experience in the financial services industry. Ozzie is also a Special
Needs Planner.

Ozzie’s extensive experience and dedication to building long-term client relationships has paid off for his clients. He’s earned the Top of the Table member distinction in the Million Dollar Round Table—the premier association of financial professionals.

As an independent firm, RPS helps clients maximize their retirement by focusing on income planning. Their team strives to help clients build and manage wealth over the course of their lifetime, while minimizing tax consequences. RPS provides sound fiduciary guidance to aid clients in making crucial financial decisions, including Social Security maximization and the transfer of wealth from one generation to the next.

The RPS team of advisors develops personalized solutions for its clients by implementing insurance strategies alongside brokerage and wealth management services. Most importantly, they create customized retirement income plans able to withstand today’s economic uncertainty.